411homerepair.com

Latest Articles

Eco Friendly House Cleaning Tips

Eco-friendly house cleaning has become something that more people are aware of, as greenhouse gases and global warming begin to affect us all. You...

on Aug 16, 2017

Everything You Need to Know about Drain Pipe Unblocking

The drain pipes in any property play an extremely important role in keeping the plumbing system running smoothly. These drain pipes are designed to...

on Aug 15, 2017

Improve Home Decor with a Fish Tank

When we think of improving home décor we may not always consider a fish tank. It seems like a small thing, normally tucked away on a shelf...

on Aug 11, 2017

How to Repair Small Foundation Cracks

Identifying early symptoms of foundation trouble can save you thousands of dollars in repairs. The sooner you spot problems, the easier and less...

on Aug 11, 2017

High Tech Home Security

Modern homes have far more security options than those of only a generation ago. Smart homes mean smarter home security options for homeowners. If...

on Aug 11, 2017

What is a Home Warranty?

by seizar kaelan on Apr 24, 2014

A home warranty is a special warranty that is applied to specific items in your home. While your homeowners insurance policy is there to cover damage to your home from vandalism, fire, and natural disasters; a home warranty will kick in to cover very specific damages and breakdowns, such as issues with your electrical system, a burst pipe, or a malfunctioning air conditioner or furnace - as well as most other major appliances in the home.

This is how a home warranty works: just as you would call your insurance company to file a claim if a tree were to fall across your roof; if your washer broke or your bathroom sprung a leak, you would call your home warranty company. They would then set you up with a service appointment with an approved provider. Once the problematic appliance is repaired or replaced, the homeowner pays only a small service fees - the presence of the home warranty covers the rest. Visit websites like www.totalprotect.com for more details and guidelines on warranty policies and what they entail.

Home warranties are generally priced about the same as your homeowners insurance policy; and like your homeowners insurance, a home warranty policy must be renewed every year. Some providers require a full 1-time payment at the beginning of each year, while others offer installment plans. The total cost of a warranty policy is dependent upon the type of home being covered (apartment, single home, duplex, etc.), and may be somewhat affected by the home's age, and will only be affected by its size if the home exceeds 5,000 square feet. Garages, whether attached or detached, are typically covered; but other structures, such as sheds and guest houses, would require separate coverage.

Should you purchase a home warranty for your home? Well, that depends on the number of major appliances you have in your home, their value, and what kind of warranty they themselves have. If you move into a home that is already furnished with appliances of indeterminable age and/or condition, then a home warranty is a good idea. And even if you're bringing along your own appliances, spending a few hundred dollars to cover several thousand dollars worth of property is never a bad idea.

Safety / Security 1063 Views

Author

Most Recent Articles

Random Articles

Woodchucks/Groundhog Prevention

Groundhog day may have passed unnoticed for some, but for homeowners and gardeners groundhog season is only just beginning. Groundhogs (also known...

Garden / Landscaping

What are the Benefits of Industrial Flooring ?

Managing a huge business when there are thousands of employees working at your company is very difficult. You not only have to manage the business...

Floors / Tile / Hardwood

Easy to use Front Load Washers

Washing laundry is usually not a favorite household chore, but with many of the new front load washers it can be a lot easier and more enjoyable....

Appliance / Repair

Refrigerators that Save Money and Make Things Easier

 The newest designs in French door refrigerators are packed with options that make storage of perishable foods a breeze. Thanks to the developments...

Appliance / Repair

What are the Benefits of Buying a Front Load Washer?

Whenever it comes time to purchase a new appliance, you want to make sure that the list of benefits far outweighs the cost of the machine.  If the...

Appliance / Repair

Actions

Contact Us | Submit Article | RSS | 411homerepair © 2017