411homerepair.com

Latest Articles

Build a Custom Home or Renovate Your Existing House?

There is a difficult choice to be made between building the custom dream home you’ve always wanted or renovating your current residence, the...

on Feb 22, 2017

How to Create a Great Office Space

Moving to a new office space can be an exciting time for any business. When planning a new space, you have an opportunity to create a better work...

on Feb 22, 2017

How to Measure a Window for Blinds

When it comes to getting a new set of window blinds, you have a lot to consider if you want to get the right set. Whether you decide to go with...

on Feb 22, 2017

5 Features that Will Sell Your Home Faster

A lot of people focus on things like return on investment (ROI) when it comes to updating their homes before selling. And with some returns only...

on Feb 21, 2017

All About Elastomeric Stucco Painting

Painting stucco can be a daunting task because of its textured surface. As such, executing this uphill task correctly calls for a huge deal of both...

on Feb 19, 2017

What is a Home Warranty?

by seizar kaelan on Apr 24, 2014

A home warranty is a special warranty that is applied to specific items in your home. While your homeowners insurance policy is there to cover damage to your home from vandalism, fire, and natural disasters; a home warranty will kick in to cover very specific damages and breakdowns, such as issues with your electrical system, a burst pipe, or a malfunctioning air conditioner or furnace - as well as most other major appliances in the home.

This is how a home warranty works: just as you would call your insurance company to file a claim if a tree were to fall across your roof; if your washer broke or your bathroom sprung a leak, you would call your home warranty company. They would then set you up with a service appointment with an approved provider. Once the problematic appliance is repaired or replaced, the homeowner pays only a small service fees - the presence of the home warranty covers the rest. Visit websites like www.totalprotect.com for more details and guidelines on warranty policies and what they entail.

Home warranties are generally priced about the same as your homeowners insurance policy; and like your homeowners insurance, a home warranty policy must be renewed every year. Some providers require a full 1-time payment at the beginning of each year, while others offer installment plans. The total cost of a warranty policy is dependent upon the type of home being covered (apartment, single home, duplex, etc.), and may be somewhat affected by the home's age, and will only be affected by its size if the home exceeds 5,000 square feet. Garages, whether attached or detached, are typically covered; but other structures, such as sheds and guest houses, would require separate coverage.

Should you purchase a home warranty for your home? Well, that depends on the number of major appliances you have in your home, their value, and what kind of warranty they themselves have. If you move into a home that is already furnished with appliances of indeterminable age and/or condition, then a home warranty is a good idea. And even if you're bringing along your own appliances, spending a few hundred dollars to cover several thousand dollars worth of property is never a bad idea.

Safety / Security 798 Views

Author

Most Recent Articles

Random Articles

Covering the Walls with Cork

Cork can be a fun alternative to traditional wall-coverings. It creates an instant message space and art gallery. It also offers visual texture...

Walls / Ceilings / Attics

5 Ideas for DIY Decorations for Upcoming Winter Holidays

The holidays are coming up and it is time to think about preparations. Most people associate winter holidays with family, close people, favorite...

Interior Design / Decor

Interesting Ideas to Design Your Own Home Gym

While public gyms have a certain vibe and appeal, the negatives generally outweigh the positives. Simply getting in and out of the gym through the...

Improvements / Remodeling

What Is The Difference Between A Furnace And A Boiler?

We are sure you already heard about furnaces and boilers but most people have no idea what the differences is between the two. Generally speaking,...

Appliance / Repair

Remodel Your Kitchen to Store Wine

If you truly love wines why keep them in the basement? You can keep them close to yourself and ready for consumption anytime. Though the basements...

Kitchen / Bathrooms

Actions

Contact Us | Submit Article | RSS | 411homerepair © 2017