411homerepair.com

Latest Articles

Why Have ADUs Gotten So Popular?

There is a good reason why ADUs have become so popular over the last few years. Building an ADU is a great way to get more value and use out of...

on Sep 22, 2021

Why Plumbing is a Good Career

Think back to when you were a kid. How many times were you asked, “What do you want to be when you grow up?” Probably quite a bit. In...

on Sep 19, 2021

11 Steps to Take to Prepare Your Home for the Rainy Season

11 Steps To Take To Prepare Your Home For The Rainy Season Most regions that are closer to the equator have a rainy season each year. Beginning...

on Sep 16, 2021

Best Ways to Improve Your Home

Improving your home can be one of the things you are looking to do. Whether you believe this improvement can come from adding a new conservatory to...

on Sep 15, 2021

3 Tips for Keeping Your Garden in Good Shape

Looking after your garden can take more than just a single afternoon, especially if the weather has been unpredictable, or it has been left for an...

on Sep 14, 2021

Covering the Cost of Improving Your Home

by Guest on Apr 10, 2013

Redecorating or extending your home can make it a better place to live, as well as improving its value. However, any work requires financing. The following are some ways in which you can find money to make changes at home.

Finance Offers

Many different high street retailers in the DIY sector have established in-house finance deals that are designed to give customers some breathing room when they decide to start a big project.

Finance can be sought for a range of products and services, from the construction of conservatories UK companies deliver through to the renovation of kitchens, bathrooms and bedrooms.

Finance packages will vary depending on the retailer you choose and it is always important to consider issues such as the length of the financial commitment that is required, as well as the interest rate. Some of the companies selling conservatories UK homeowners can buy will have a minimum spend and there may be requirements for deposits and other commitments to consider.

Overdraft Exploitation

A recent study from Nationwide found that 78 per cent of British consumers spend under £1000 on a typical home improvement session, which means that the cheapest way to finance it may well be to dip into your overdraft.

Some bank accounts will come with interest-free overdraft offers that are available to new customers. Whilst terms and conditions will invariably apply, this may be a low cost way of securing at least some of the finance you require.

Credit Cards

The use of credit cards is not generally advised for major purchases unless you anticipate re-paying to borrowing in the short term; interest charges may otherwise be punitive. However, when it comes to the less expensive elements of home decor, cards can be perfectly viable solution.

Many credit card deals include zero interest on new purchases, which, as with the overdraft facility, can really work in your favour if you are planning on spending a relatively small amount on improving your home.

An added advantage of paying via credit card is that you benefit a number of protections on your purchase that might not otherwise be in place when paying in cash or choosing a finance deal. For example, if the items you order fail to arrive or the company from which you purchased them goes under in the interim, you can claim back your expenses as long as they are over £100, all courtesy of the Consumer Credit Act.

As with any purchase it makes sense to read the small print and compare all of your options before you commit. It is also vital to ensure that you really know what you want out of a home improvement project, since planning ahead and prioritising will help you to avoid disappointment further down the line.

So whether you are splashing out on one of the conservatories UK companies have to offer, or just sprucing up the spare room with a few tins of emulsion, you should be able to find an affordable way to fund your home improvement endeavours.

AUTHOR BIO

Angela Jones is a writer who has routinely covered topics including home improvement and finance for magazines and websites extensively over the years. Visit this website for more information on related topics.

Sponsored Articles

Random Articles

How to Convert Your Attic to a Home Theater

Home theaters with huge LCD screens and deluxe sound systems are one of the hottest trends in home design today. An ideal home theater should have...

Walls / Ceilings / Attics

How to Keep Small Garage Door Parts in Good Condition

We are often under the impression that the garage door springs, tracks, and cables are enough to make the operation possible. Throw in an opener...

Doors / Garages

5 Tips to Choose the Right Tile for Your Bathroom

Choosing the tiles you’re going to put into your bathroom renovation is one of the most important decisions you’re going to make. The tile is...

Kitchen / Bathrooms

Home Renovate: Breathe New Life into Old Furniture

There is no denying the fact that old and antique furniture is any day better than fancy ones that line the market. You must do everything you can...

Bedroom / Furnishings

Covering the Cost of Improving Your Home

Redecorating or extending your home can make it a better place to live, as well as improving its value. However, any work requires financing. The...

Real Estate / Finance

Actions

Contact Us | Submit Article | 411homerepair © 2021