411homerepair.com

Latest Articles

If Your AC Unit is Making Any of These Noises, Get It Checked Out

Air conditioners can and do make noises, and while some are completely normal and benign, others may signify a more substantial problem. If your...

on Jul 13, 2018

Four Biggest TV Reception Problems That are Best Left to Antenna Specialists

Nothing is more relaxing than sitting on the couch and watching your favourite TV shows or movies at the end of a tiring day at work.

on Jul 13, 2018

Different Drywall Types and Fire Safety

There are soundproof, moisture resistant, fire-resistant and other drywall types. Check here what you need to know about drywall and fire safety....

on Jul 12, 2018

Are Decks a Good Investment?

The presence of outdoor decking always influences the resale value of the home. The question is whether this is an exterior home improvement worth...

on Jul 12, 2018

Why You Need to Hire a Licensed and Insured Sandblasting Contractor

Trusting sandblasting to a licensed & insured contractor is another way of saying that you will be relying on a measure twice, cut once type of...

on Jul 11, 2018

Covering the Cost of Improving Your Home

by Alfred Smith on Apr 10, 2013

Redecorating or extending your home can make it a better place to live, as well as improving its value. However, any work requires financing. The following are some ways in which you can find money to make changes at home.

Finance Offers

Many different high street retailers in the DIY sector have established in-house finance deals that are designed to give customers some breathing room when they decide to start a big project.

Finance can be sought for a range of products and services, from the construction of conservatories UK companies deliver through to the renovation of kitchens, bathrooms and bedrooms.

Finance packages will vary depending on the retailer you choose and it is always important to consider issues such as the length of the financial commitment that is required, as well as the interest rate. Some of the companies selling conservatories UK homeowners can buy will have a minimum spend and there may be requirements for deposits and other commitments to consider.

Overdraft Exploitation

A recent study from Nationwide found that 78 per cent of British consumers spend under £1000 on a typical home improvement session, which means that the cheapest way to finance it may well be to dip into your overdraft.

Some bank accounts will come with interest-free overdraft offers that are available to new customers. Whilst terms and conditions will invariably apply, this may be a low cost way of securing at least some of the finance you require.

Credit Cards

The use of credit cards is not generally advised for major purchases unless you anticipate re-paying to borrowing in the short term; interest charges may otherwise be punitive. However, when it comes to the less expensive elements of home decor, cards can be perfectly viable solution.

Many credit card deals include zero interest on new purchases, which, as with the overdraft facility, can really work in your favour if you are planning on spending a relatively small amount on improving your home.

An added advantage of paying via credit card is that you benefit a number of protections on your purchase that might not otherwise be in place when paying in cash or choosing a finance deal. For example, if the items you order fail to arrive or the company from which you purchased them goes under in the interim, you can claim back your expenses as long as they are over £100, all courtesy of the Consumer Credit Act.

As with any purchase it makes sense to read the small print and compare all of your options before you commit. It is also vital to ensure that you really know what you want out of a home improvement project, since planning ahead and prioritising will help you to avoid disappointment further down the line.

So whether you are splashing out on one of the conservatories UK companies have to offer, or just sprucing up the spare room with a few tins of emulsion, you should be able to find an affordable way to fund your home improvement endeavours.

AUTHOR BIO

Angela Jones is a writer who has routinely covered topics including home improvement and finance for magazines and websites extensively over the years. Visit this website for more information on related topics.

Author

Most Recent Articles

Sponsored Articles

Random Articles

Best Ways to Improve Your Home

Improving your home can be one of the things you are looking to do in 2016. Whether you believe this improvement can come from adding a new...

Improvements / Remodeling

Different Features That Cooktops Provide

If you have been looking into purchasing cooktops for your kitchen, you may be wondering what types of features some cooktops offer. In order to...

Appliance / Repair

Cable Assembly Providers

Cable assembly is required in a variety of situations and for a variety of uses. The modern world is completely a wired world. Various types...

Electrical / Lighting

Top Reasons to Add a Fence to Your Property

If you are looking to improve your property but have run out of ideas, you might want to take a look at getting a nice fence for your home. ...

Garden / Landscaping / Patio

Using your Garage Space for more than Just Car Storage?

Once upon a time, having a garage was very straightforward as it was simply a place to store your car at night and maybe store a few items from the...

Doors / Garages

Actions

Contact Us | Submit Article | 411homerepair © 2018